What is BDC Financing — Small Business Loan and Growth Capital?
BDC Financing — Small Business Loan and Growth Capital is delivered by Business Development Bank of Canada (BDC) as a advisory + loan. Funding is typically up to $100,000 online loan; larger financing to $35M via Growth and Transition Capital. This page covers eligibility, intake status, and what an application actually requires.
At a glance
| Funding amount | Up to $100,000 online loan; larger financing to $35M via Growth and Transition Capital |
|---|---|
| Cost share | N/A (loan) |
| Level | Federal |
| Program type | Advisory + Loan |
| Delivered by | Business Development Bank of Canada (BDC) |
| Available in | All provinces |
| Intake status | Open - Rolling |
| Last verified | 2026-07-27 |
Who qualifies
- Eligible industries: All sectors
- Employee count: min 1, max 250
- Eligible activities: Growth acceleration; operational improvements; market expansion; working capital
Watch out for
Startups without revenue; non-incorporated; purely real estate
Deadlines & how to apply
Apply anytime at bdc.ca. Online Small Business Loan up to $100K with fast approval; Accelerator Loan Guarantee up to $500K; Growth and Transition Capital from $250K; fee-based advisory services. Note: BDC does not market an Entrepreneur Growth Program; record corrected Jul 2026 to the products BDC actually offers.
How NorthGrants helps with BDC Financing — Small Business Loan and Growth Capital
Most business owners read about BDC Financing — Small Business Loan and Growth Capital, see the funding amount, and stop. The hard part isn't finding the grant. It's building an application that actually wins.
NorthGrants builds the full application framework for you: a tailored project narrative aligned to this program's evaluation criteria, a budget structure that maps to eligible costs, and the supporting documentation checklist. You review it, refine the parts only you can write, and submit.