NorthGrants
Federal · Loan (gov't backed)

Canada Small Business Financing Program (CSBFP)

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What is Canada Small Business Financing Program (CSBFP)?

Canada Small Business Financing Program (CSBFP) is delivered by Innovation Canada as a loan (gov't backed). Funding is typically up to $1.15M. This page covers eligibility, intake status, and what an application actually requires.

At a glance

Funding amountUp to $1.15M
Cost shareGov't guarantees 85% to lender
LevelFederal
Program typeLoan (gov't backed)
Delivered byInnovation Canada
Available inAll provinces
Intake statusOpen - Rolling
Last verified2026-05-25

Who qualifies

  • Eligible industries: All except farming, religious, charitable
  • Eligible activities: Real property, equipment, leasehold improvements, working capital (up to $150K)

Watch out for

Revenue over $10M; farming; religious orgs; THIS IS A LOAN

Deadlines & how to apply

Apply through participating bank/credit union

View official program page →

How NorthGrants helps with Canada Small Business Financing Program (CSBFP)

Most business owners read about Canada Small Business Financing Program (CSBFP), see the funding amount, and stop. The hard part isn't finding the grant. It's building an application that actually wins.

NorthGrants builds the full application framework for you: a tailored project narrative aligned to this program's evaluation criteria, a budget structure that maps to eligible costs, and the supporting documentation checklist. You review it, refine the parts only you can write, and submit.

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